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Moving In
Some buyers celebrate with champagne, while others are simply relieved to reach the finish line. Either way, there are a few final steps to complete before officially becoming a homeowner.
Final Walk Through
The final walk through is your last opportunity to inspect the property before closing. At this stage, all contingencies should be satisfied, and the seller should have removed their belongings. This is your chance to confirm the property is in the agreed upon condition and that any negotiated repairs have been completed. The walk through typically takes place the day before or the day of closing.
Closing Day
Once everything checks out, it is time to close. During closing, you will sign the necessary documents, including your loan paperwork and settlement statement, which outlines all financial details of the transaction.
You will also provide the remaining funds needed to complete the purchase, either by certified check or wire transfer to the escrow account. After all documents are signed and funds are received, the transaction is finalized.
The deed is then recorded with the county, and ownership of the property is officially transferred to you. Congratulations, you are now a homeowner.
When you are ready to get started, call us at 904.878.1769 or complete this short form and one of our agents will be in touch.
When you are ready to get started, call us at 904.878.1769 or complete this short form and one of our agents will be in touch.
Get In Touch
Tips For Buying The Perfect Home
Don’t Max Out Your Budget
Just because you are approved for a certain amount does not mean you should spend it all on the purchase price. Be sure to account for closing costs, taxes, and any potential repairs or upgrades after you move in.
Get to Know the Area
Take time to evaluate the neighborhood and make sure it fits your lifestyle. Consider proximity to schools, shopping, dining, and your daily commute.
Don’t Skip the Home Inspection
A professional home inspection can uncover issues you may not notice on your own. It provides valuable insight into the condition of the property and helps you make a more informed decision.
Get Pre Approved
Being pre-approved by a lender shows sellers that you are serious and financially ready to move forward, giving you a stronger position when making an offer.
Make a List of Deal Breakers
Know what features are essential and what you are willing to compromise on. Focus on properties that meet your core needs rather than taking on major renovations that could exceed your budget.
Evaluate Major Systems and Appliances
Pay close attention to the age and condition of key components such as HVAC systems, water heaters, appliances, roofing, and septic or well systems. These can be costly to replace, and in some cases, you may be able to negotiate repairs or a home warranty.
Review HOA Guidelines
If the property is part of a homeowners association, be sure to understand the rules, restrictions, and associated fees. HOA guidelines can impact how you use the property and should be reviewed carefully before purchasing.
ONE PARTNER FOR ALL YOUR REAL ESTATE NEEDS
What Price Range Can I Afford?
Resources For Jacksonville Home Buyers
The path to homeownership begins with understanding what you can comfortably afford. One of the biggest factors to consider is your down payment. While many people assume you need 20 percent down to buy a home, there are a variety of loan programs available that require much less. In many cases, buyers can purchase a home with as little as 3.5 percent down, and eligible veterans may qualify for zero down payment options.
Working with a knowledgeable mortgage loan officer is essential to exploring the most current loan programs and finding the best fit for your situation. We are happy to connect you with our trusted network of preferred lenders, or if you would like to get a quick estimate, you can use our mortgage calculator to run some initial numbers.
Thirdstone Properties
Areas We Serve
Florida
- Jacksonville
- Nocatee
- St Johns
- St Augustine
- Jacksonville Beach
- Riverside
- Avondale
- Murray Hill
- Yulee
- Orange Park
- Green Cove Springs
- Fleming Island
- Atlantic Beach
- Neptune Beach
Georgia
- St Marys